Last Updated: June 1, 2025
AMORTISYS is purpose-built for Canadian mortgage brokers operating under federal and provincial regulatory frameworks. Our platform is designed to help your brokerage maintain compliance with the rules and standards that govern the mortgage industry.
AMORTISYS supports compliance with the following regulatory bodies and frameworks:
Store, categorize, and track all deal-related documents with configurable retention schedules. Documents are version-controlled and access-logged to support regulatory audits.
Every significant action taken on a deal, client record, or user account is captured in a tamper-evident, timestamped audit log. Logs are exportable for regulatory review or internal compliance audits.
Record and store client identity verification details, source-of-funds notes, and politically exposed person (PEP) flags in accordance with FINTRAC obligations.
Track mortgage suitability assessments and client disclosures required under provincial broker licensing regulations, with timestamped confirmation records.
Automated renewal alerts ensure brokers contact clients before mortgage maturity, supporting the duty-of-care obligations outlined by provincial regulators.
Restrict access to sensitive deal and client data based on user roles (Admin, Manager, Broker, Member). Access changes are logged and traceable.
Primary data storage is located in Canadian data centres. Where any processing occurs outside Canada (e.g., third-party integrations), appropriate data processing agreements and PIPEDA-equivalent safeguards are in place.
While AMORTISYS provides tools to support compliance, each brokerage is ultimately responsible for meeting its own regulatory obligations. We recommend working with your compliance officer or legal counsel to ensure your use of AMORTISYS aligns with all applicable rules.
For compliance-related questions about our platform, contact us at compliance@AMORTISYS.com.
Questions? Email compliance@AMORTISYS.com