Effective Date: June 1, 2025 | Last Updated: June 1, 2025
Please read these Terms of Service ("Terms") carefully before using the AMORTISYS platform. By creating an account or using the Service, you agree to be bound by these Terms on behalf of yourself and your organization.
These Terms constitute a legally binding agreement between you ("User" or "Organization") and AMORTISYS ("we", "us", or "our"), a software company incorporated in Ontario, Canada.
AMORTISYS provides a cloud-based Customer Relationship Management (CRM) platform purpose-built for licensed mortgage brokers in Canada and the United States. Features include contact and deal management, pipeline tracking, commission and income reporting, automated email workflows, a client portal, document export, AI-assisted deal scoring, and team collaboration tools (the "Service").
We reserve the right to modify, suspend, or discontinue any part of the Service at any time with reasonable notice.
AMORTISYS offers Free, Pro, and Enterprise subscription tiers. Features available to you depend on the plan selected by your organization. Plan details and pricing are available at [www.AMORTISYS.com/pricing].
Subscriptions are billed in advance on a monthly or annual basis. All payments are processed securely by Stripe. By providing payment information, you authorize us to charge your selected payment method for all applicable fees.
If you activate a free trial, no payment is required until the trial period ends. At the end of the trial, your account will automatically convert to a paid plan unless you cancel beforehand.
We may change subscription prices with at least 30 days' notice via email or in-app notification. Continued use after the effective date constitutes acceptance of the new pricing.
All fees are non-refundable except where required by applicable law or at our sole discretion. If you believe you have been charged in error, contact us within 14 days of the charge.
You agree to use the Service only for lawful purposes. You must not:
We reserve the right to suspend or terminate accounts that violate these rules without prior notice.
You retain full ownership of all data you upload or create within the Service ("Your Data"). By using the Service, you grant us a limited, non-exclusive licence to process Your Data solely to operate, maintain, and improve the Service as described in our Privacy Policy.
We do not sell Your Data or use it to train AI models for third-party purposes. You are responsible for ensuring that any personal information you enter about your clients complies with applicable privacy laws, including PIPEDA, provincial privacy legislation, and any applicable U.S. state laws.
Each party agrees to keep confidential any non-public information of the other that is designated as confidential or that reasonably should be understood to be confidential given the nature of the information and the circumstances of disclosure. This obligation survives termination of these Terms for a period of three (3) years.
The Service, including all software, designs, trademarks, and content created by us, is the exclusive property of AMORTISYS and its licensors. Nothing in these Terms transfers any intellectual property rights to you.
You may provide feedback or suggestions about the Service. You grant us a perpetual, irrevocable, royalty-free right to use any feedback you provide to improve the Service.
The Service may integrate with third-party platforms (e.g., Finmo, Velocity, Filogix, Stripe). Your use of those integrations is subject to the respective third party's terms and privacy policies. We are not responsible for the acts or omissions of third-party services.
The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.
The AI scoring and automation features are provided as tools to assist you. They do not constitute professional mortgage, financial, or legal advice. You are solely responsible for all decisions you make based on information provided by the Service.
To the maximum extent permitted by applicable law, AMORTISYS and its officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities, even if we have been advised of the possibility of such damages.
Our total cumulative liability to you for any claims arising out of or relating to the Service shall not exceed the greater of (a) the total fees paid by you to AMORTISYS in the three (3) months preceding the claim, or (b) CAD $100.
You agree to indemnify, defend, and hold harmless AMORTISYS and its affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Service; (b) Your Data; (c) your violation of these Terms; or (d) your violation of any third party's rights.
These Terms remain in effect while you use the Service. Either party may terminate at any time:
Upon termination, your right to access the Service ceases. We will retain your data for 30 days to allow for export, after which it will be permanently deleted (see Section 6 of our Privacy Policy).
These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law principles.
Any dispute arising from or relating to these Terms or the Service shall first be subject to good-faith negotiation. If unresolved within 30 days, disputes shall be submitted to binding arbitration in Ontario, Canada, in accordance with the rules of the ADR Institute of Canada, except that either party may seek injunctive relief in a court of competent jurisdiction.
U.S. users: nothing in this section limits your rights under applicable U.S. federal or state consumer protection laws.
We may update these Terms from time to time. When we do, we will revise the "Last Updated" date and, for material changes, notify you by email or in-app notification at least 14 days before the changes take effect. Continued use of the Service after the effective date constitutes acceptance of the revised Terms.
For questions about these Terms, please contact:
AMORTISYS